So you’ve got a sugar daddy asking for bank info. The request has got your spidey senses tingling and your gut says something is not right.
And yet, it’s tempting. He says he needs it to send you the large allowance he’s promised you! All you need to do is provide the bank info. And then your financial worries go away.
But should you?
Not until you read this article. It’s a quickie and we apologize in advance if it comes off a bit harsh. It was written frantically because we’ve gotten a whole bunch of comments and emails on the exact same question:
“There’s a sugar daddy asking for bank info, should I give it to him?”
If it’s just one sugar baby who’s asking the question, it’d be bad. But since there are several sugar babies that are pondering the same thing, this absolutely must be addressed. In detail.
Here’s everything you need to know about what information you can share and what information you should NEVER share with a sugar daddy.
Sugar Daddy Asking for Bank Login?
To share or not to share? Absolutely NOT
There is absolutely no scenario where a potential sugar daddy should ever need to have your bank login info. None.
In fact, even if you’ve been with a sugar daddy for years and you have tons of trust and respect for him – even then, he does not need to know your bank login ID and password.
No real sugar daddy would even ask for this information.
Actually, no one has the right to ask for this information. Not even your closest friends. Not the bank teller. And definitely not a man you just met. It’s not only a huge invasion of privacy, it’s utterly unnecessary.
The next time a potential sugar daddy asks you for this information – no matter what his reason – do yourself a favor and block him immediately. Then, do other sugar babies a solid and report the scammer to the sugar daddy website or social media platform you met him on.
Sugar Daddy Asking for Bank Info?
To share or not to share? Not recommended unless you’re in an arrangement with someone you trust
A sugar daddy asking for bank information like your account number or routing number is not an automatic red flag. BUT it’s not information you give out to just anybody.
Do not give your bank account number out to any random potential sugar daddy who wants to send you money.
Sure, a bank account number is not exactly “private” (i.e. anyone you give a check to can see it) but it is still something that can be used to withdraw money from your account.
Protect it by not giving it out unless you’re in an arrangement with a sugar daddy you trust who wants to deposit your allowance into your account. Make sure you know enough about this man – what he does, where he works, etc. – before you entrust him with your details.
Under no circumstances should you send this information to a self-proclaimed sugar daddy you’ve just started chatting with and have never met.
Is It Safe to Use Your Real Name?
To share or not to share: Sharing is okay
This one is obviously not that risky and totally up to you whether you decide to share or not.
We personally recommend going by a pseudonym in all the initial phases of corresponding with any potential sugar daddy. Once you have an arrangement with a man you trust, then you can disclose your real name.
Whether you choose to use your real name, a full pseudonym, or just a fake first name all depends on how much privacy you want to have from your sugar life. Overall, this one’s entirely up to you.
Can You Tell a Sugar Daddy Your Address?
To share or not to share: Okay when in an arrangement, but not recommended
Sharing your address is not really an identity theft threat concern. It’s more of a privacy thing.
And it depends entirely on you. You may not like the idea of potential sugar daddies knowing where you live. Why? Because it’s the one place you can always be reached.
This is worth keeping in mind because there are some sugar daddies who seem to be laboring under the delusion that allowance = some sort of claim over their sugar baby.
So our recommendation is this. Until you are in an arrangement with a sugar daddy you trust and know to be respectful of boundaries, refrain from sharing where you live. If it makes you feel safer, you can even lie about your neighborhood. It may be paranoid, but your privacy is sacrosanct.
If a potential sugar daddy wants to send you gifts? Easy. Give him your P.O. Box address. They cost nearly nothing and provide a world of secure anonymity.
What About Your Place of Work or School?
To share or not to share: Sharing is okay, depends on the person
This one is really up to you. But we recommend that you wait to share where you went to school or where you work until you know that a potential sugar daddy is both trustworthy and has no real connection to those places.
The last thing you want to do is jeopardize anything in your non-sugar life.
If you are meeting a potential sugar daddy for the first time or otherwise don’t know enough about him, you can keep everything general:
- “I finished my undergrad in Boston”
- “I’m involved with emergency care”
That’s usually good enough. I mean, it’s not a job interview.
Can You Share Your Social Security Number?
To share or not to share: Hell NO, under no circumstance
Seriously, nobody you’re entering into an arrangement with needs to know your social security number.
If he says it’s because he wants to get you an extra credit card on his account but under your name, just say “No thanks, I prefer cash. Or a prepaid credit card will do just fine.”
If he says it’s because he wants to put your on his payroll for tax purposes, say “No thanks, I’m not really looking for formal employment. Plus, you do know that if I’m paying taxes on my sugar baby allowance, you’re going to have to give me an extra xx% of the amount I asked for, right?”
Seriously, do not share your social security number with anyone. If he asks, write him off as a no-go, no matter how promising he seems.
What About Your Driver’s License Number?
To share or not to share: What?! Why?!
There is really no reason in the world why a sugar daddy should ask for your driver’s license number, unless he is also your rental car agent. Which, I’m guessing, he’s not.
Okay, on a more serious note – of course there are always exceptions. A potential sugar daddy may ask for your driver’s license number if you’ll be traveling to see him and he wants to rent a car for you. If it’s a sugar daddy you are in an arrangement with and whom you trust, sharing your driver’s license number probably isn’t a big deal.
If it’s a potential sugar daddy you’ve just met but will be traveling to see, we recommend asking for the funds to book your own travel arrangements. Keep your personal identity numbers to yourself. Even your driver’s license number can be used to commit identity theft.
How Much Should a Sugar Baby Share?
Sugar daddies can ask a lot of questions. It’s up to you to decipher which ones are and aren’t appropriate. And you never have to answer anything that you decide will put you in a risky situation.
When asked for personal information, always ask yourself:
Do I know and trust this person? The level of risk associated with sharing something about yourself with a person you’ve met several times, confided in, and generally have a relationship with is pretty low. On the other hand, if you’ve never met someone in real life or have a real relationship with them, the risks are much, much higher.
What’s the worst that can happen? When it comes to a sugar daddy asking for bank info, the worst that can happen is he could rob you of all your money. Letting a stranger know your social security number can, at worst, result in identity theft.
Similarly, telling a potential sugar daddy you barely know about your workplace may jeopardize your job. But sharing that your favorite color is viridian? A little side eye is the worst that can happen.
Asking yourself what’s the worst that can happen by sharing a piece of personal information is an easy way to determine whether you should or shouldn’t tell. If you’re okay with the level of risk, then go for it. If not, keep it under wraps.
All of this might sound a little secretive, maybe paranoid, but it’s really not. There are so many ways to share who you are with a potential sugar daddy without disclosing compromising personal information.
Feel free to talk expansively about topics you’re passionate about, your interests, your hobbies and even more qualitative details about your life. But in general, the safest way is to keep your personal information to yourself.
Last updated on May 12, 2023