Sugar dating is on the rise. And so are sugar daddy scams.
As more and more sugar daddy websites and apps come on the market, there are new potential daddies and babies joining every day. And that’s great since it means more candidates to choose from but the downside? The popularity of sugar websites also attracts some unsavory characters.
Yup, we’re talking about sugar daddy scammers.
The first thing you need to know as a sugar baby is how to spot the signs of a sugar daddy scam quickly so you can continue your search for a genuine sugar daddy unscathed.
7 Most Popular Sugar Daddy Scams
We’re going to show you the most popular sugar daddy scams operating today and exactly how they work, the signs to look for, and how to do a sugar daddy scam check so you never fall prey to these hucksters.
Let’s dive in.
Sugar Daddy Asking Me to Buy Gift Cards
We get so many questions that are a variation of the question: “I’ve got a sugar daddy asking me to buy gift cards. Is this a scam?”
Yup. It is a very popular sugar daddy scam, in fact.
Here’s how this sugar daddy scam works. A scammer will ask you to purchase them a gift card or gift cards. Common ones are Amazon or iTunes. They will offer you a multitude of stories on why you need to buy them these gift cards with the promise to pay you back.
The scammer will then ask you to send him pictures of the barcode and pin, drain the money out of the gift cards, and stop communicating with you altogether.
Since it’s a gift card, you won’t be able to get your money back. This is a very common scam that you should always watch out for. If he needs gift cards, he can buy them himself. No excuses!
Sugar Daddy Wants Me to Deposit a Check
A sugar daddy wants to send you a large check. All you have to do is deposit it…and then send just a little bit of the overall amount. The rest you can keep all for yourself.
Sounds super good, right? Not quite. There’s good reason why this is one of the most popular sugar daddy scams.
Here’s how this sugar daddy scam works. You deposit the large check that the sugar daddy sent you into your bank account. Your bank trusts you so it clears the check and you get access to the funds pretty quickly.
You’re excited because there’s money in your account! The sugar daddy wasn’t lying! Well, now comes the part where the sugar daddy asks you to use some of the money deposited into your account.
Scammers will make up different stories to get the maximum amount of money sent possible. They’re buying jewelry for their coworkers, they’re throwing a surprise party with an extravagant budget, or they’re just promising that you can have a cut of the money if you deposit the check for them.
Never deposit a check for your sugar daddy. Because in a couple days, the bank will discover that the check is no good. And once the check bounces, you will be left holding the tab for all the money you sent him.
Sugar Daddy Wants Me to Get a Prepaid Card
So a sugar daddy wants you to get a prepaid card, huh? Welcome to another popular sugar daddy scam.
There are many variations to the type of card they’ll ask you to get. Wells Fargo has one, Chase has it, the Vanilla Card is popular and there are many other banks that offer something similar. The idea is that your sugar daddy will deposit your allowance straight into the card
At first, it sounds safe because has no access to your bank or other personal information. But it’s one of the most popular sugar daddy scams for good reason.
Here’s how this sugar daddy scam works. A sugar daddy asks that you purchase a prepaid card so that he can deposit your allowance. To do so, he needs the card details. So you fork over the money to load and activate the prepaid card and the sugar daddy scammer uses the details you provided to drain it.
Another variation is similar to the check scam. Except in this case, it’s with a reloadable prepaid card instead of your bank account. Again, to deposit money, the scammer might ask for some information on the card, using your allowance as an excuse. How it works is that they send you a check of a high sum, but the check is fake.
Once it’s deposited into your prepaid card, with the right information, the scammer can withdraw all that money at an ATM. A few days later, the check will bounce and the bank will call you — because now you owe the bank all the money that was on that check.
Not only are cards like these uninsured (meaning there’s no way you’ll get your money back), but by then, the scammer will have blocked you and ran off with your money.
Sugar Daddy Asking for Bank Info
Got a sugar daddy asking for bank info so he can share his riches with you? The only thing you need to do is block and report. Because someone asking for your bank info should set off every red flag.
That’s obvious when you’re asked for your bank login details. Nobody needs that information. You already know that bank login information is to never be given out. You wouldn’t share that with your co-workers. Or friends. Not even your mama. So why would you give bank login details to a total stranger you’ve never met?
You wouldn’t. But this applies to your bank account number as well, especially if you have never met the potential sugar daddy. Why?
Here’s how this sugar daddy scam works. In Europe, it may be okay. But in the US, there’s little security for bank drafts. Armed with your bank account routing numbers, scammers can withdraw money from your account without your authorization and even buy stuff online with demand drafts.
Don’t risk it. With modern technology like Paypal, Venmo, and even Chase QuickPay, why would he need your bank account information? He doesn’t. In fact, nobody does. You only need an email to send money securely.
Sugar Daddy PayPal Scam
Just because using an email to receive money protects your bank info, that doesn’t mean it’s always safe. Because unfortunately, there are is a very popular sugar daddy PayPal scam that many sugar babies still fall for.
Here’s how this sugar daddy scam works. A potential sugar daddy will send you a screenshot of a pending PayPal transfer to your account. But of course, this large amount will only be fully released once you pay a small fee in advance. Once you pay the fee, the allowance that was incoming never materializes.
Sugar Daddy Wants Me to Open a New Bank Account
You’re understandably wary about giving a potential sugar daddy your bank account information. It’s personal, you’ve got your savings in there, you don’t want to risk anything.
The sugar daddy understands. He suggests you open a new bank account. You won’t have any money in there – except for the money he’s soon to send you! So there’s no risk, right?
Here’s how this sugar daddy scam works. The new bank account could be used to pull the good old “deposit a check for me and send me some of the money” scam.
Or it could get even more nefarious.
Sugar daddy scammers can use this new bank account – made in your name, under your identity – to do fraudulent things. They could apply for credit lines, take out multiple credit cards, and even use the new bank account to engage in money laundering.
Not only could that land you in financial trouble, but you could be held legally liable.
Sugar Daddy Gave Me His Bank Information
Wow. A potential sugar daddy you’ve never even met has openly shared his bank information with you. Didn’t ask you for your bank info. Never asked you to open a new account.
He’s simply given you full, unfettered access to his own bank information. He’s a keeper, right?
Not quite. The secret to this scam is this: that’s not his bank information. It belongs to some other poor victim who you’ll be stealing from if you participate.
Here’s how this sugar daddy scam works. The sugar daddy scammer gets his hands on someone’s bank info. He can’t directly move the funds because then he’d get caught.
So he needs you to do it for him instead. To gain your trust, he’ll let you buy something with this bank account. Or even pay off your debt.
Once that’s done and you trust him, he will then ask you to buy a gift card or something untraceable for himself.
When the real owner of the bank account discovers the missing money from their account and reports it to their bank, the bank will be able to trace the illegal activity to you. And guess who’ll be left holding the financial and legal tab? Yes, you.
How Sugar Daddy Scams Work
There are many different types of sugar daddy scams. But they all share a couple things in common. Here are 3 telltale signs of a sugar daddy scam.
#1. He Doesn’t Want to Meet
One of the hallmark signs of a sugar daddy scammer is that they will not want to meet. They’ll have endless excuses for why they can’t meet up with you.
He is extremely busy jet-setting around the world. His business commitments require him to stay in so-and-so faraway country. And so on.
In fact, he’ll refuse any sort of face-to-face – even a video call. Instead, he’ll only want to DM you.
Of course, this is because he isn’t who he claims to be and he doesn’t want you to find out.
So if a potential sugar daddy refuses to meet and won’t even jump on a quick FaceTime with you – the chances are very good that he is a sugar daddy scammer.
#2. Money Talks
Another obvious sign of a sugar daddy scammer is that he will often bring up the topic of money right away. Which a genuine sugar daddy is unlikely to do.
The first chat or phone conversation is just the initial phase of getting to know each other. So a genuine sugar daddy will be doing just that: getting to know you.
He may ask what you’re looking for and describe a little about what he would like. But he’s not going to just come right out and say: “I’ll give you $x,xxx twice a month to be my sugar baby” during the first phone conversation.
If a potential sugar daddy starts making big promises and talking about how he’s going to take care of you straight away – be very wary. This is a classic sign of a sugar daddy scam.
#3. You Give First
Last but not least, this is a surefire sign of a sugar daddy scam: if you need to pay or do something first in order to receive any benefits.
A legit sugar daddy will:
- Not ask you to buy anything to “prove” yourself
- Pay the required fees to send you money or gifts
- Not need you to send money from your account
- Be able to send money from “his” account
- Be able to make financial transactions of any other sort
And he definitely won’t need you to provide sensitive, personal security info.
How to Do a Sugar Daddy Scam Check
When you’re desperate for money and a potential sugar daddy is promising you the world, it can be very tempting to believe him. Even if your gut is telling you that something is wrong.
Even when this article has explained exactly how the scam works.
If you really want to find out for yourself, here are a couple things you can do to get to the bottom of things:
- Reverse image check. Do a reverse image check on Google or Social Catfish using the potential sugar daddy scammer’s profile picture to find out if it belongs to an actual person.
- Use his words. Most scammers copy and paste the same message to potential victims. Just copy and paste his message into Google to see how many other people got the same message.
Have you ever been scammed by a sugar daddy? Have you encountered any sugar daddies like this? Comment below and share your stories with us!