What Personal Information Should You Give Your Sugar Daddy?

By Caitlin

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There’s this thing my mom used to always say: A hungry predator makes the easiest prey.

I didn’t get this for a long time. Then it started to dawn on me…

When a mouse is desperately foraging for food, he might not spot the hawk circling overhead. Or when a business owner is desperately in need of more customers, he might not see through the false claims in the sales pitch of someone selling him a promotional strategy.

And when an aspiring sugar baby is in desperate need of money, she might be fooled into forking over valuable information at the promise of a big allowance to come.

When you’re hungry for anything, it can be hard to keep a clear head. Yet – these are the times when you most need your wits about you.

There are scammers on sugar dating websites who pose as potential sugar daddies to extract personal information from desperate sugar babies. And despite what they might promise you – sharing that information with them may end up costing you more than any allowance they promise you’ll receive.

Thankfully, these scammers are far and few. You can also protect yourself from them very easily by being selective about sharing your personal information.

Here’s our guide to sharing personal information for sugar babies. If you’re a sugar baby yourself and want to pitch in with more advice, that would be awesome! Please share in the comments!

To Share or Not to Share: Your Name

Verdict: Sharing is okay

This one is obviously not that risky and totally up to you whether you decide to share or not.

I personally choose to go by a pseudonym in all the initial phases of corresponding with any potential sugar daddy. Once I have an arrangement with a man I trust, then I disclose my real name.

Whether you choose to use your real name, a full pseudonym, or just a fake first name all depends on how much privacy you want to have from your sugar life. Overall, this one’s entirely up to you.

To Share or Not to Share: Your Address

Verdict: Sharing is okay, but not recommended

Sharing your address is not really an identity theft threat concern. It’s more of a privacy thing.

I personally don’t like the idea of potential sugar daddies knowing where I live. Why? Because it’s the one place I can always be reached.

I’ve also come across a few potential sugar daddies who seemed to be laboring under the delusion that allowance = some sort of claim over their sugar baby.

Until I am in an arrangement with a sugar daddy I trust and know to be respectful of boundaries, I will not be sharing where I live. I’ll even lie about my neighborhood sometimes. Call me paranoid, but my privacy is sacrosanct.

If a potential sugar daddy wants to send you gifts? Easy. Give him your P.O. Box address. They cost nearly nothing and provide a world of secure anonymity.

To Share or Not to Share: Your Place of Work or School

Verdict: Sharing is okay, depending on the person

This one is really up to you. I tend to share where I went to school or where I work when I know a potential sugar daddy is both trustworthy and has no real connection to those places.

If I am meeting a potential SD for the first time, however, or otherwise don’t know enough about him, I prefer to keep everything general: “I finished my undergrad in Boston,” “I’m involved with emergency care,” etc.

That’s usually good enough. I mean, it’s not a job interview.

To Share or Not to Share: Your Bank Account Number

Verdict: Sharing is not recommended until you’re in an arrangement with someone you trust

Do not give your bank account number out to any random potential sugar daddy who wants to send you a gift. Give him your PayPal address instead.

Sure, a bank account number is not exactly “private” (i.e. anyone you give a check to can see it) but it is still something that can be used to withdraw money from your account.

Protect it by not giving it out unless you’re in an arrangement with a sugar daddy you trust who wants to deposit your allowance into your account. Make sure you know enough about this man – what he does, where he works, etc. – before you entrust him with your details.

To Share or Not to Share: Your Social Security Number

Verdict: Hell NO, under no circumstance

Seriously, nobody you’re entering into an arrangement with needs to know your social security number.

If he says it’s because he wants to get you an extra credit card on his account but under your name, just say “No thanks, I prefer cash. Or a prepaid credit card will do just fine.”

If he says it’s because he wants to put your on his payroll for tax purposes, say “No thanks, I’m not really looking for formal employment. Plus, you do know that if I’m paying taxes on my sugar baby allowance, you’re going to have to give me an extra xx% of the amount I asked for, right?”

Seriously, do not share your social security number with anyone. If he asks, write him off as a no-go, no matter how promising he seems.

To Share or Not to Share: Your Driver’s License Number

Verdict: What?! Why?!

There is really no reason in the world why a sugar daddy should ask for your driver’s license number, unless he is also your rental car agent. Which, I’m guessing, he’s not.


All of this might sound a little secretive, but it’s really not. There are so many ways to share who you are with a potential sugar daddy without disclosing compromising personal information.

Feel free to talk expansively about topics you’re passionate about, your interests, your hobbies and even more qualitative details about your life – but keep your personal information to yourself. Want more safety tips for sugar babies?

Leave a Comment:

(61) comments

[…] Click here for a guide on what you should or shouldn’t share with your sugar daddy. […]

Reply
tamara July 24, 2016

I am new to the whole sugar baby sugar daddy thing, anyways i am talking to this SD and he asks me for my online bank username/password just so he can get his “account officer” to make the check deposit and know when its availiable in my account… ok so when he said that i just felt unease cause why do you need thtat if your putting money in my account?… anyways i just want to know if he is trying to scam me or something should i be worried about him?

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    Caitlin August 1, 2016

    Hi Tamara, thanks for reaching out to us. Our answer, in short? HELL no. This man is a scammer, we would bet every Chloe purse we have on that! Seriously, there is no good reason for him to have access to that information. Do not give it to him. And we also recommend you give this article a read, it goes over what personal information you should give to a POT.

    Reply
    Kim November 4, 2016

    Yes he is trying to scam you that happened to me and thank God the bank I have called me and told me what was going on and the stopped it from happening and moved my account

    Reply
    jay summers June 19, 2017

    He’s scamming you

    Reply
Linn August 18, 2016

Im a new sb and i was talking to this sd who wanted my account number and routing number . I didnt give it to him but wanted to giet a prepaid card so he can put money on that instead. Is there anyway he can withdraw he money off my prepaid card for any reason? Is there a loadable card i can use where only i can withdraw from please help!

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Alohilani August 20, 2016

Is it okay to open a bank account with a separate bank and then give him the account info so he can deposit money into an empty account? It says he has deposited 2,000 into this separate account but it is still too early for it to clear yet, is there a way this could backfire that I didn’t see? He wouldn’t be able to withdrawal without my bank card or cash a check as me.

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Myra September 25, 2016

So I have a question. I have a potential ST asking for my bank account info so he can deposit the money. I however only have a prepaid card and use PayPal. He says he doesn’t have PayPal. Should I just pass this one up?

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Gianna November 1, 2016

I just started with this whole sugar baby , I’m talking to this guy who says he live in California but is vacationing in turkey for 4 weeks he said he want to give me a weekly allowance which I was happy about then he said he contacted his account officer who inform him he had reach his spending funds but his charity acct was still available he then told me he was going to wire me money to keep a small amount for myself and the rest I need to give it to the orphanage. I was unsure if to feel unease since he only ask me for my email and my full name to wire me the money. He ask me to call me bank and enable my online acct. I did. The money is deposit in my acct but it won’t be posted till tomorrow.he said he need me to contact the orphanage manger so I can send him the money by Walmart. I’m super confused if this is a scan or not idk what to do . I’m kinda scared I just want to return the money back since it a big amount ….

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    Segababy November 15, 2016

    MY CURRENT SD JUST SAID THE SAME THING… only hes now asking for access to my online login “to see when its available” and Im thinking hell to the no.

    Reply
      Sabrina April 30, 2017

      GIRLS DO NOT DO THIS. THIS IS A TYPICAL SCAM… YOU EVER MONEYGRAM POSTING OR SAYING NEVER SEND MONEY TO PEOPLE YOU DON’T KNOW?! This is why! Its a complete scam. They keep the check held and then encourage you to send the funds elsewhere so that they can see that you’re “loyal” or that you want take the money and run. That’s their claim. But this is not a test. It is a scam.

      Reply
    Erika November 22, 2016

    It’s funny you said that. I’ve been talking to a guy who lives in cali but was in turkey for work. And he keeps asking me for my information. I’m like no I’d rather just meet first.

    Reply
      Kasha December 6, 2016

      Wow my SD SAID THE SAME THING , I THINK ITS THE SAME GUY. I HAVE HAD IT WITH THESE FAKE SD,

      Reply
        Cilena March 10, 2017

        Omg!! Me too… is he a white male? My SD did the same thing… I’m getting super scared. I don’t want to get in trouble.

        Reply
          TIff March 28, 2017

          Me too! Only he said that he’s in greece and that he wants to send me a twice weekly allowance of 300

          Reply
          Taylor June 20, 2017

          Tiff can you email me so we can compare stories?

          Reply
    Leilani January 18, 2017

    Although my SD gave me a different location, it’s the same story. I gave him my account number and routing number, then he claimed he needed my login info. I said no.

    Reply
      Natalie May 4, 2017

      If you did give your SD your acc number and routing info , are they able to take money out of your acc ???

      Reply
    Maiya January 31, 2017

    OMG!! I just ran into the same freaking guy!!! He said exactly EVERYTHING you just said!!!!

    Reply
      Jo May 18, 2017

      That’s a scam! I had the same thing happen to me on a childcare site.

      Reply
    Tay April 26, 2017

    I hope you didn’t agree. Sounds exactly like a situation I was in not too long ago. He’s just scamming

    Reply
callie November 19, 2016

in reply to all ladies above, there are many options with today’s technology other than giving a stranger your bank info or personal info. There is: the Square Cash app, Venmo, Google Wallet, and Paypal. Square cash is personally my favorite. but they all work great and SD won’t need any personal info, just your email/username associated with the account. 🙂

hope this helps

xo

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    Caitlin November 19, 2016

    Thanks for the info, Callie! We’ve been meaning to update this post so this is super helpful 😉

    Reply
    Allison February 14, 2017

    I am confused.. I live in Australia and my new and first SD lives in NY.. I’m his first apprantly… I have been given a loan to which he is the guarantee so he’s paying it back not me.. metroconloans but in order to get it I need to send 239 usd to the branch manager in Pennsylvania who does the loans… help he says I’m to trust him and we are meeting in march but I’m a little bit curious… is this normal for amounts being sent overseas

    Reply
      Caitlin February 22, 2017

      Hi Allison, most cases where the SB is asked to pay something in order to receive the allowance don’t end well. International banking is not that complicated – there are a bunch of ways to send money without you having to pay anything – so this just sounds like nonsense. Add to that the fact that you haven’t met yet and it is most likely a scam. We’d advise you drop this POT and look for another.

      Reply
Nichole Jones November 25, 2016

I am new to the whole sugar baby sugar daddy thing, anyways i am talking to this SD and he asks me for my online bank username/password just so he can get his “account officer” to make the check deposit and know when its availiable in my account… ok so when he said that i just felt unease cause why do you need thtat if your putting money in my account?… anyways i just want to know if he is trying to scam me or something should i be worried about him? And still ask me for it i will dont know what to do

Reply
    Caitlin December 2, 2016

    Hi Nicole, this is not info you should give anyone – and no real SD will ask you for your online bank username and password. This is a scam, please listen to your gut and do not give anyone your banking password.

    Reply
Mia December 14, 2016

What about your cellphone number?
I don’t own a second phone that could run WhatsApp. Is it safe if I give away my everyday cellphone number? I mean, I could just block him if he started stalking and annoying me with texts every day, right?

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    Roxymomo January 9, 2017

    Is it safe to give an SD your phone number for whatsapp, new to this,

    Reply
    Gab May 7, 2017

    You can use an app like TextNow
    It gives you a number and is also a site

    Reply
Erin December 31, 2016

So, I actually don’t have a bank, and my SD is telling me to open a bank (after days of knowing each other) and insisting I get the card and go to all kinds of different lengths to get a bank account. He won’t do PayPal, since he had a ‘bad experience with another woman’. Is he scamming me? Should I dump him?

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    Bianca January 9, 2017

    that is a scam hun. ive noticed a pattern with this. if he is not willing to wire or put money on a prepaid card for you than he isnt legit.

    Reply
    mmhromeo June 6, 2017

    DUMP HIM NOW

    Reply
Ley January 9, 2017

Wow! im just getting a prepaid debit card to get money deposited. I’ve had a potential SD tell me he was in Turkey for work as well. Another contacted me on two different websites, using different names and background stories and photos, but he literally copies and pastes all his responses and statements.

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    Christi February 15, 2017

    I think I am talking to the same guy! Did he also say he was a pilot and he lives in West Hollywood? He wants me to open an acct too and I’m trying to figure it out

    Reply
      Lola April 14, 2017

      Omg! I knows its been a while since this comment but I had a guy claiming he was a pilot that lived in West hollywood asking me to open up an account at US Bank so he could transferred my weekly allowance and I told I rather a prepaid card and he just stop talking to me. Scammers! Ugh

      Reply
Lynne January 11, 2017

I had a SD message me and since I can’t be arsed to type a summary I’ll just copy-paste it:

“I promise to be paying u 700$ per week and I will increase it to 1000$ when we see.I don’t send money through Western union,Money gram,PayPal so don’t bother to reply me if u don’t have bank account.i have met alots of fake peoples so all i want is an honest baby.”

On top of already being suspicious of how insistent he is about wanting to transfer to the bank account [meaning he’d need my info] I can’t help being a bit skeptical of him because of how poor his English skills are. His profile being completely devoid of information doesn’t help.

Not really asking for advice. Everything about this just feels suspicious so I’m passing regardless.

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Kirsty February 4, 2017

Help help help….
Is it safe to give my mobile number to a potential sugar daddy??? So we can watsapp and agree to an arrangement as he said???? Thanku 🙂 xx

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Tessa February 8, 2017

I’m talking to this SD and he wants me to open a. Ew bank account so that I can receive deposits from him. He told me to do a certain bank. Should I open a new account?

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mimi February 10, 2017

my sugar daddy want me to give him my email address (paypal) license and and full name for money through his company. Sending it through email. this is my first time doing this, and its been all scammers coming to me. this one has been idk how to put it. whether it’s he’s the most consistent thus far? everybody else i can pick up their bs real quick. i haven’t even met him yet. all this is one week before actually meeting up. i’m thinking, why not get the money and give me the cash when we meet up? what do you guys think?

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Lyn February 22, 2017

So my SD wants to open a new bank account where he can easily deposit/wire money in from his other accounts for my allowance. We’ve met a couple times already and he wants to go to the bank together to open the new account. Although this sounds pretty legit, should I be concerned about anything?

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Leana February 22, 2017

Good article. I live in a small town where everyone pretty much knows me, so I don’t like to give that info to SDs. But I don’t know what to say when they ask me?

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New SB February 23, 2017

Hi I’m a new SB and I am talking to a potential SD I told him I prefer to be paid through paypal but he’s saying he works through payroll and that in order to pay me he will need my username and password for my account I haven’t give him any info other than paypal

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brianne March 10, 2017

I have been contacted by a handful of sweet gentlemen, however they keep offering to immediately start my ‘allowance’ and ask for my login information. Now, I went and purchased an easy pay card through Wells Fargo and offered to give them the card number, which I was told is harmless for the transfers since every guy contacting has said that is their bank. Well, no matter what I say to get them to understand I only am offering my card number, they still continue to push for my login. And between us, I’m broke as a joke which is why I am trying out the Sugar Baby life.

Has anyone else been asked for their login? Fraud?
Is this their way of trying to steal?

It’s so irritating!

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    LadyD March 27, 2017

    They should never ask for that information! Any intelligent man would know you don’t just give out secure information so he would never expect you to do that. And any SD you talk to should be willing to give you your allowance in a safe and secure way that makes you feel comfortable. These guys sound like scammers! And I used to work for a huge credit union, so coming from that perspective I would never hand out information like that even to your mother!

    Reply
Tori March 13, 2017

My SD wants my bank log in and password and says if after an hour I don’t see my allowance to change my password. What should I do?

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    Savannah March 21, 2017

    If u do it open a blank account just for sugar daddies. When the deposit goes through withdraw it and put it in ur personal al account. Keep the personal information u give them to a minimal.

    Reply
    Gabriel May 8, 2017

    Whatever happened with your situation this guy I meet wants my mobile bank login info also

    Reply
Anna March 27, 2017

So I have been talking to a POT all week. He seems normal as far as conversation goes…but first off, his profile is not even close to my area, but he said he travels a lot for work and is in my area sometimes. Okay that’s reasonable. So I asked how often he would want to see me then and his reply was that he didn’t know the next time he will be out my way and wants an online relationship for now and we can get to know each other better…okay, so I asked him how often he wanted to talk on the phone or FaceTime and he said he likes texting better. Hmm. Sounds odd to me; and he proceeds to tell me not to feel worried about that kind of arrangement he’ll pay me $600 every week for my time talking to him. I haven’t responded back to that, it seems suspicious. I haven’t given him any information about myself and I have a pay pal account I use…what are your thoughts?

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Ciara April 24, 2017

I recently started talking to a SD. He’s asking me for my Bank Account & Routing Number, but when i asked him did he do paypal or the square cash app he told me he does not do cash apps and there a waste of time. I don’t know what to do…HELP PLEASE!!

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Princesa April 25, 2017

How funny mine said he was in Dubai …..

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Siara April 25, 2017

I am new to this thing also and he asked me to make a bank account because he doesn’t trust PayPal and I keep telling him that I don’t have a bank account because I owe them fees. Now he doesn’t want to send me money. But I do have a prepaid bank account. If I give him the routing number and account number to that will he know that it’s prepaid or will I get caught. I just want him to send me money pls help

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Kail May 21, 2017

My new SD offered to pay off all of my credit debt and gave me his account and routing number to pay everything off. He is a private pilot and flies all over the world. I went ahead and paid my debt and the accounts had the name he is going by on them. He has agreed to a weekly allowance but has not yet asked for an account or routing number. Additionally, I asked for photos and he did send me a few of the same person. I Facebook creeped and the photos he sent are associated to a Facebook with the same exact name he has given me. Additionally he sent me pictures of other photos like his discharge certificate and what not. His story lines up. The ONLY a thing that weirded me out was he asked me to buy 15 iTunes gift cards for $100 each and send the codes to him via picture so he can use them at an aspiring pilots conference he is running in France this coming week.

I just want some opinions!

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    Ana May 28, 2017

    Do not do it, this is a familiar scan. If you buy these cards via debit or credit cards they can use skimmers to get the info also they will take the funds off the itune cards from the pic leaving you with nothing. Seen this too many times.

    Reply
Nicole May 21, 2017

I am very new to the Sugar Baby thing, and in my first message a SD already asked me for my phone number or to add him on kik. His reasoning is because he doesn’t get online enough to check messages. Is it normal for them to jump right into the phone? is it safe for me?

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Aiesha May 22, 2017

So my new SD asked for my routing number, name on the account & online banking details. I want to say he seems legit but I am skeptical because he lives in the states & I live in Canada and we have no plans to meet but he wants to start my weekly allowance asap. Is this a scam?!?!?

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Ana May 28, 2017

Same story SD was relentless to get my login info to deposit $100 every day. I told him I didn’t have that info, but working in the banking industry I wanted to see what he’d do if I just kept telling him I didn’t have that info and that all he needed was actually a name and acct number. But he stated that he wanted to deposit the check in there and make sure i got it. What was sketchy as well was he asked if I had a bank acct and I said with a local credit union than he asked if it was a certain local credit union which was one of my banks that I don’t use so I said yes than he said great he’d send it there if I gave him that info. I told him that with today’s technology there was no need for him to have full access to my bank acct and we could use PayPal. He said that he tried last time it didn’t work and that he wanted me to trust him cuz he is Here for me. Haha guys this is a total scam. As a banker we caution ppl all the time about fools like him! Don’t do it, if you give him that information and he deposits a fake check YOU are responsible for the full amount if it returns and taking your account into the negative. No matter how desperate you get do not give any of that information out until you have established really good relationship with him. Even then I still wouldn’t recommend it, it just can turn bad.

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Amber May 29, 2017

Im new to this my SD asked me for bank info and user name and password I gave him one to a account I have but empty he sent me a copy of his state I.d to insure me he was to be trusted I checked today he hasn’t sent allowance yet . Do I get paid to begin with or have to wait a week ?

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Brittney June 15, 2017

Hello. I’m new at the SB thing and I have some questions. A SD said “He would need to ask his payroll what info she need to start making deposit to me” and asked for my bank information and such. I told him to do PayPal account but he said he wouldn’t take it. Is there a way I can get a deposit from him?

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Fee June 22, 2017

At least you all were smart enough. I’m a naïve person. I gave my SD my routing and account number after a couple days of talking to him. When he first messaged me on SA, he gave me his number which I texted. He replied a few hours later and said he was glad that I messaged him. He referred to himself as “daddy” A LOT which was weird lol.
We made an agreement on my allowance being $700 a week and asked me for my bank account and routing number. I didn’t think too much of it and gave it to him. I told him not to pay attention to the fact that both my credit and debit cards were in the negatives. He ended up paying off my credit card and said he sent $300 to my bank account and that was for me to go shopping before he came out here to see me. He claimed he lives in New York while I live in Massachusetts. I was really starting to like this guy because he seemed genuine and caring. He told me a lot about him but always avoided the question of “where do you work and what do you do?” He’d always say, “Daddy sent you more money to your account. It should be posted in a couple days.” It’s been about a week and nothing has popped up. Just then, today I got an email from my bank saying that $920 couldn’t be added to my account because “David” sent a stale check. He was missing his signature. I screenshot the email and told him but he didn’t reply to it. I finally went on here and looked at all of the posts and realized that I’m literally going through the same thing everyone else is going through. I confronted him about it and he said “No. daddy would never scam you. I just paid off your credit card bill.” I told him I’ve read articles about scammers and he hasn’t replied since.
My heart is so broken right now because I trusted him. I changed my bank account and credit card account passwords and I’m now waiting for my new cards with new routing numbers and account numbers. I would’ve never thought this happened to me but it did. I’m not sure about my credit card because the full payment hasn’t gone through. Only partial.
I hope and pray this doesn’t happen to anyone else. .

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    Princess June 26, 2017

    Daddy messaged me today. Demanded that I open a Wells Fargo account after I told him I didn’t have a Chase account…

    Seems the new scam is to ask for your routing and checking number so he can add you to His PayRoll.

    Do not give anyone your Bank information for
    Any reason!

    Venmo!
    SquareCash!
    PayPal!
    GoogleWallet!

    Even prepaid cards can be dangerous!
    Be careful ladies

    Reply
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