5 Red Flags of a Sugar Daddy Scammer

By Caitlin


Sugaring has never been so popular. There are sugar dating websites and apps galore and more potential daddies and babies join every day. And that’s great on one hand since it means more candidates to choose from but the downside? The mass migration to sugar websites also attracts some unsavory characters.

Yup, the rise of sugaring comes with scammers, and the first thing you need to know as a new sugar baby is how to spot them quickly so you can continue your search for a genuine sugar daddy unscathed. Look for these tell tale signs to help you identify the hucksters before you get scammed!

It sounds too good to be true

Some sugar daddies are truly generous. They won’t be stingy when offering you an allowance that fits what you’re worth (a lot). However, there’s no such thing as free handouts and if your POT is offering a hefty monthly allowance in exchange for phone calls and text messages, there’s a chance that he isn’t the CEO that he says he is, and is planning to scam you.

This is especially true if you two have never met. There are tons of sugar babies out there, so why would he open his wallet to a stranger if he can do the same to someone he’s actually met a few times? Be on your toes, and trust your gut instinct.

He asks you to open a Chase Liquid card

There are many variations of this card. Wells Fargo has one, Chase has it, and many other banks offer something similar. The idea is that your sugar daddy will be able to deposit your allowance straight into the card, but he has no access to your personal information.

It’s a reloadable prepaid card. To deposit money, the scammer might ask for some information on the card, using your allowance as an excuse. How it works is that they send you a check of a high sum, but the check is fake.

Once it’s deposited into your Liquid card, with the right information, the scammer can withdraw all that money at an ATM. A few days later, the check will bounce and the bank will call you — because now you owe the bank all the money that was on that check. Not only are cards like these uninsured (meaning there’s no way you’ll get your money back), but by then, the scammer will have blocked you and ran off with your money.

Scammers will often make up different stories to get the maximum amount of money sent possible. They’re buying jewelry for their coworkers, they’re throwing a surprise party with an extravagant budget, or they’re just promising that you can have a cut of the money if you deposit the check for them. Never deposit a check for your sugar daddy. There are tons of other discreet ways to transfer money. Check out the most popular ways to get your allowance.

He asks you for nudes before meeting

A respectful sugar daddy should never ask you for nudes. Daddies are kind and courteous, and they never pressure a sugar baby to do something they’re uncomfortable with. If he asks for nudes or other provocative pictures, that’s a big no-no.

If you both have an established relationship and he’s proved to be real sugar, and you’re comfortable, go for it! If not, block him and don’t look back. These “sugar daddies” are just fishing for nudes and won’t actually reward you for them.

He asks for bank information

With modern technology like Paypal, Venmo, and even Chase QuickPay, why does he need your bank account information? You only need an email to send money securely.

There is zero reason that your sugar daddy needs your account number, social security, or any logins. If you are asked, politely decline and offer to use a different method of payment. All apps are equally as discreet and only show up as “Venmo” or “Paypal” in their bank account statements.

He’s asking you to buy something

Many times, scammers will ask you to purchase them a gift card or gift cards. A common one is iTunes. They will offer you a multitude of stories on why you need to buy them these gift cards with the promise to pay you back.

The scammer will then ask you to send him pictures of the barcode and pin, drain the money out of the gift cards, and stop communicating with you altogether. Since it’s a gift card, you won’t be able to get your money back. This is a very common scam that you should always watch out for! If he needs gift cards, he can buy them himself. No excuses!

Have you ever been scammed by a sugar daddy? Have you encountered any sugar daddies like this? Comment below and share your stories with us!

This post is brought to you by one of our contributing SB writers, Candice, aka The Bay Area Sugar Baby. You can check out her sugar baby story here!

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(31) comments

anon-baby October 23, 2017

I got scammed pretty bad. If it weren’t for my daily withdraw limit, I’d be screwed. My sugar daddy offered a lot of money and I assumed he was just some desperate, lonely, rich guy. He said he was working as a contractor for construction on private government buildings. It’s pretty obvious now that I think about it. I was just blinded by my need of money. He ended up only taking 200 (luckily) since my bank caught on that there was an attempt at a large purchase of Apple cards. He had told me he needed a program on his laptop to finish his work and he could see me after. Long story short, after a long time talking, he asked for my Wells Fargo info to log in and take a picture of a check and deposit it to him. It was about 2k and he wanted 600 for programs for 2 laptops, and a deposit of 1000 to Western Union. When I went to get the Apple cards, a lady told me scammers pick iTunes cards and Western Union to take your money without a trace. After that I asked more questions and only did 200. He took it and never responded.

    Ariel February 22, 2018

    Well I’m in the same situation but I think I stopped it cause he’s offering 200 a week and then he had my information and deposit a big sum of like 1700 and 1200 and wanted me to send it to western union and my bank already caught the bad check from the 1700 so I changed all my info on my bank so they can’t get it but I hope that’ll stop them cause I was aguing to his “accountant” and I told him I’m not stealing any money I’m not touching it till the next day which confirms if the money is real or not I already caught them in two lies so I’m not belong anything

Keeks November 18, 2017

My SD is telling me to get a Vanilla Debit Card is that safe???

    Sally November 21, 2017

    Don’t do it. You shouldn’t have to buy anything.

    Jacquetta November 21, 2017

    No…never get a reloadable card or gift card.

    yasmin December 5, 2017

    ALMOST 5 guys told me to purchase it..ONE VANILLA GIFT CARDS
    i read an article saying they do like gift cards because they are untraceable..
    i purchased one for $25.. and so far nothing… i think its safe to say isssa SCAM sis

    ty December 9, 2017

    No girl don’t trust it I hope you didn’t.

    Estrella December 13, 2017

    No don’t do it he is offering to transfer money to it and wants you to purchase the vanilla card don’t fall for it it’s a scam

    NiecyNoo23 March 26, 2018

    Mines said the same thing but said he will load the card

Lisa November 30, 2017

I’m pretty sure that I’m being scammed, I have 3 pot giving almost the exact same email with only slightly different words.

Cheyanne December 1, 2017

Hi! I am super new to this lifestyle and have so many questions. If there are any sugar babies that would like to help me i would appreciate it!

Luna December 19, 2017

I had 3 guys do it to me. You would have thought the 1st was a red flag but when two were asking and explained the same thing I thought it was how it goes since I’m really new to all of this. 2 of them deposited into my account 2400. One said to take 400 and the other 2000 into a western union for a charity. The other one said to keep 800 and buy 16 $100 iTunes gift cards. I was stupid enough to give them my log in information to my bank because I thought it was how it worked. And the 3rd guy only got my routing number and account number. He then asked for my log in for his accountant (btw all three guys had an accountant) and he cane back saying that he went over his spending limit and that he was going to give me his week paycheck and that I would take out my portion and then help to pay his suppliers. I told him no I wouldn’t give him my log in information. I told him it was compromised and I didn’t want him to get hacked if I was already. I never heard from him. After that I did some research after damage was done and realized that I fucked up. I called my bank immediately and tried to fix the damage done. They got me for my log in too and my social. I called the following morning to figure out why it was still pending to find out that I was compromised again that they had found a way to forge and tap into the phone line. I quickly went to the bank to figure out what happened. They were shocked to know that their lines were tampered. So just for all you sugar babies out there, don’t give your bank info out. And if you did like me, don’t call your bank. Go to your bank!!! Be sure to put an alert on your ssn and be sure that you submit an alert. I told one of the guys who did it what I did and told him how it was all reversed and he begged me that he would take care of it. But I told him it was done and over and he stopped talking to me. The other guy who got in. I told him that it was all reversed with my bank and that I understood that he would not want to speak to me any longer. I told them that a police report was filed and funds were being reversed. And he actually still wanted to talk to me but I warned him that I wouldn’t be giving him any bank info and there was always Venmo or PayPal if he really wanted to give me an “allowance”. He understood. So i guess we will see what happens.

    Samantha January 3, 2018

    Did you ever get your iTunes & giftcards fund back into your account? How did it all that work? Or did you have to pay off the debt with your own money?

I'm strugglingat21 January 3, 2018

So i opened up a new bank account and sent him the account number and routing number. He put $100 bc r account had an opening limit. Now he’s asking for log in to add it to his bank to transfer easier. When i told him he just needs the account and routing he got upset. This a scam right? Like i have my doubts bc he said $400 weekly and we never met. We been taking for three days.

    Rae January 10, 2018

    What was his name? I’m hearing something similar from a POT. Did he complain about hating Bank of America?

    Anon February 5, 2018

    Don’t do it

Toasty January 12, 2018

I was pretty close to coming into a scam. Same story as some of the other comments. I did give my account number and login, but grew suspicious before anything was done. He asked me to get ITunes gift cards, and then I would supposedly keep the rest of the money as my allowance. I changed my info right away and set my account so that before login, I get sent a code (to my phone number btw) and then that code is required to continue. The code is unique each time. Hope this is enough and the guy will just give up. Because my account number and routing number was given, I am still going to my bank to see if additional measures are needed. I am
looking into closing the account entirely. I pray nothing happens. I even cancelled my debit card. He was reported to seeking arrangements and went by Charles who is 51 from California for future reference.

In my defense, I was completely new to the whole sugar baby life. I obviously had no idea that these scams existed!

Anonymiss January 18, 2018

I wish I saw this back in September 2017. The guy I was talking to groomed me into thinking he was a Texan deployed in Africa. He told me his payroll officer will pay me even tho we have never met. He scammed me badly. To add salt on the wound he wanted my new bank info, of which I never gave. He wasn’t from Texas which I found out later on, he was from Africa.

    anon January 26, 2018

    hi can you please tell me what you did after the scam happened, did you call the bak or what

Angel February 2, 2018

I think I’m getting scammed someone help. I don’t know. He isnt asking for iTunes or anything but he wants my address now. What do i do. Before seeing this site i have him my account number and routing number and i was so exhausted from working last night. I have 3 kids and im almost due with my fourth that i gave him my card number and pin. Please give me some advice. I need the money but i cant afford to get scammed.

    Anon February 5, 2018

    Go to your bank ASAP . Your bank can help you but not after it all goes down . My bank wanted to help me , the police didn’t .

Vanessa February 3, 2018

Keep getting asked to purchase a vanilla one prepaid card and he will load $500 on to it and he will do a second one after just to show he’s not a scammer and blah blah blah.. been talking for 1 day, he offered $1000 allowence a week. I had an iffy feeling so I came to do research.

Faith E Saltsgiver February 4, 2018

Please help!!! I am new to the sugar lifestyle. I have been talking to a couple sugar daddys.

Daddy #1. He wants to buy me a phone & take me on a trip but he wants me to enroll in a Amazon signature visa card.
Daddy #2.Is saying he will send me $250 in my paypal account but he needs a $15-$25 iTunes gift card so he can confirm sending the money from his company paypal.

I want to know if these guys are true & genuine or are they scammers?
Also if they are scammers, can you set me up with a real sugar daddy

Christopher February 5, 2018

He claimed to be importing cars for a company that he inherited . He sent me money via check (these were fake checks ) he said he sent me too much and had me send it away . Immediately I felt uneasy but did it because I was promised more money . I’m busy I word 60 hours a week so I’m not the easiest to contact that being said he called me 50 times so I was forced to block his number . I still had some of his money and he said if I didn’t do what I was told he’d call the police. So I followed the instructions as given . I went to the bank to switch over accounts and noticed that there were -thousands in my account which I am now responsible to pay back . All because I was worried about my student loans . Daddy said he’d pay those too , thank god I didnt let him send me that heft sum .

Lily February 19, 2018

After being on a sugar daddy app, I contacted a guy and he asked me how much I wanted my allowance. I said $200. After I gave him my credit card login information. He willingly made a payment of $2,350.00 without my permission. Afterwards, he threatened to call law enforcement on me if I did not buy him 10 iTunes gift cards adding to $1,000.00. I immediately cancelled and locked my credit card account. This money was a real online payment. He is still threatening to blame me for fraud after no agreements were made in the beginning. After I refused to send him the gift cards he told me to send cash through western union which I also refused. Please be cautious and smart.

    She March 6, 2018

    Did the payment he made in your account bounce? How did you make sure your identity was safe? I am in the same situation. His name was Thomas Charles. Or Charles Thomas. Did you just blow I him and report it after? I don’t know what to do!

Teale March 2, 2018

I had recently just fallen for the exact same scam as all of these commenters. The man had deposited 1500 IN MY ACCOUNT for an apartment. Just today I found out he was going to scam me, or is scamming me. I made the dumb mistake to give him my account login, and now I’m worried that he has a lot of my info, granted when it comes to my online banking mobile app, he can’t see account information on statements, but on a computer/website, that’s a different story.

Today he wanted me to get him Wal-Mart gift cards for his honorable attendees to his seminar. He apparently was an air pilot, and had a seminar for people who wanted to learn to fly. He said he needed them urgently because it was stressing him out for this presentation. I nearly had a friend get them for me since he was working there, and could do it. This man wanted me to go 45minites to get it, regardless of me telling him that i didnt have a way to get there several times. He wanted me to put 500$ on 2 cards with the money he gave me.

Prior to all of this he sweet talked me. He told me he’s take me Paris, get me a passport, etc. Well intol d him I needed money for food because I was starving.
He said i can use some of the money he gave me for food. Well, I used it. Only 60$ of it. Then I figured it all out when my friend kept saying he felt really off about the dude. I tried to get a friend to help this guy for me. All because I was so desperate for money.

I don’t know what’s going to happen now. I didn’t spend all of the money, only the 60$. I don’t know on him going to get into some serious money trouble with that, or what.

To be honest, I haven’t been able to shake the physical dirty feeling that I have from this. O feel so…. gross, disgusted, and like there’s pounds of dirt on me that I can’t get rid of. I don’t know what to do anymore.

Lala March 7, 2018

Can someone help me I want to block this guy but I also don’t want to get in trouble. So one guy paid off a closed credit card and a open one all he said he wanted was love and affection. he got my login info and then asked for $300 of iTunes gift cards I said no and he said just send back $300 to PayPal I’m like ok that’s fine. It’s his money I don’t want any problems so i researched and saw the iTunes was a scam he said no it wasn’t and he wouldn’t do that. Don’t believe him. I called my bank and they said the payment looks processed it looks like it was done online well I called and changed my login and also will close my acct and open a new one with the same bank. I just don’t want this to go back on me. I feel really uncomfortable about this whole situation can someone talk to me and help me out

RedQueen March 13, 2018

Omg that just happened to me too

Wylie March 21, 2018

I have a guy that wants my credit card information and online account log in so he can get paid by his client and then send money to some people (workers and mom) because his accountant is out of town and he needs to receive the payment and send money. He also asked for credit limits on my cards. Keeps on saying he trusts me. . .

BigDream78 March 26, 2018

I’m talking to this Guy Name Pencil he asked me to purchase a one vanilla card so he can load on it from his wallet is this a scam I haven’t purchase it I’m new at this Help !!!!

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